The worst thing to do is nothing!

First I must start by saying that 2010 has really been good to me! I have been blessed with Connor as always, with family, work, and with becoming debt free! This year I have set some pretty high goals and I absolutely LOVE to set goals! One of my goals as you know from previous posts is to become a home owner. This is such an exciting thought to me, to be able to have something permanent in my life that represents accompolishment and to be able to give my son a backyard and a room we could paint however he wanted, b/c it would finally be a place called HOME. At the same time I am so nervous about the process. I am not worried about finding a home, but more about so many questions! Just to name a few:

1. Will they think my credit is good enough to qualify for anything?
2. If I qualify for something will it even be enough to get something in a good part of town?
3. Will I have to put money down or be able to 100% finance?


I know this may seem a little trivial to some, but I have NO CLUE about buying a home. I paid my debt off on March 5th and so as we all know it takes thirty days to post to your credit. With that being said I have just stood still in this worry, b/c I do not want to hear the word "NO". I don't know about you, but I am not too fond of rejection. I personally don't want to hear "Sorry all that hard work you have been doing doesn't really matter-NEXT!" I was talking to a friend of mine and they said something that made me move forward FINALLY! "The worst thing you can do is nothing" This sounds pretty common sense, but I need someone to remind me! So today I sent off my application to a lender and we will see what happens. Please keep me in your prayers for pre-approval!

Until the next time.....

A SINGLE MOMMY'S STRUGGLES TO PUSH THROUGH.....

I have been a single mommy to my amazing son Connor for 6.5 years now. I love him more than life itself, but doing it on my own has had it's challenges in so many different ways, but I'm not one who ever quits even when I think I can't push through much more. When Connor was only 3 months old I went back to school and from then on out for the next three years I worked a full time job during the day, went to school full time at night, and took care of Connor. Unfortunately at some point I got burned out on the chaotic schedule and the lack of rest so something had to give at least temporarily. Ultimately I put school on the back burner, b/c you can't quit the job due to the fact that you have someone who depends on you every single second of every single day. *PLEASE NOTE* THIS IS IN NO WAY SHAPE OR FORM A COMPLAINT ABOUT MY CONNOR! This is just the simple facts of my situation and doing it on my own...trust me this is leading up to some good:) So I worked hard to be the best at my job and learn as much as I could along side with being the very best mom I could be. Eventhough I was working so hard in both departments I still felt this sense of failure, b/c I didn't finish school yet. No matter how much I achieved at work or the praise I may have received it didn't matter the negative thought still lingered. I seriously didn't think that I would get to the point of feeling peace and acceptance with not finishing, but last week that feeling has changed! I am more than happy to announce that all of my hard work has paid off and I got promoted and am getting an assistant:) Now I was promoted in my last job, but this promotion is a bit different. It's really not all about the promotion it's about when I reflect back on where I was 6 years ago to where I am now it truly amazes me. There are points in my life that I have no idea how I pulled it off financially with the pay that I was getting vs. the bills and needs of Connor. I promise you it was only by the grace of God that was pulling me through. I have worked so hard to make something of myself without the degree and sometimes so hard on myself about if I would be there, and moments of wanting to just give up, but I didn't! A part of me just wants to reach out to other single moms like myself and encourage them to keep pushing through to let them know that even in the toughest times you can get through it.


Until the next time.....