The worst thing to do is nothing!

First I must start by saying that 2010 has really been good to me! I have been blessed with Connor as always, with family, work, and with becoming debt free! This year I have set some pretty high goals and I absolutely LOVE to set goals! One of my goals as you know from previous posts is to become a home owner. This is such an exciting thought to me, to be able to have something permanent in my life that represents accompolishment and to be able to give my son a backyard and a room we could paint however he wanted, b/c it would finally be a place called HOME. At the same time I am so nervous about the process. I am not worried about finding a home, but more about so many questions! Just to name a few:

1. Will they think my credit is good enough to qualify for anything?
2. If I qualify for something will it even be enough to get something in a good part of town?
3. Will I have to put money down or be able to 100% finance?


I know this may seem a little trivial to some, but I have NO CLUE about buying a home. I paid my debt off on March 5th and so as we all know it takes thirty days to post to your credit. With that being said I have just stood still in this worry, b/c I do not want to hear the word "NO". I don't know about you, but I am not too fond of rejection. I personally don't want to hear "Sorry all that hard work you have been doing doesn't really matter-NEXT!" I was talking to a friend of mine and they said something that made me move forward FINALLY! "The worst thing you can do is nothing" This sounds pretty common sense, but I need someone to remind me! So today I sent off my application to a lender and we will see what happens. Please keep me in your prayers for pre-approval!

Until the next time.....